Own Your Next Home

Flexible Home Ownership for Every Zimbabwean

Flexible deposits from $500 to $100,000 | Monthly installments from $100 to $5,000

KhayaMusha's ownership tiers are designed for every Zimbabwean — from young professionals and local earners to diaspora families and high-income investors. Each tier unlocks a different level of home type, size, financing support, and smart-city benefits.

$500
Starting Deposit
$100
Monthly From
6
Ownership Tiers
25
Smart Cities

Choose Your Ownership Tier

Six flexible pathways to home ownership — designed to match your income, goals, and dreams.

1

Starter Tier

"Begin Your Journey"

Deposit
$500 - $1,000
Monthly: $100 - $200

Ideal For:

Students, young adults, low-income earners, first-time homeowners

Unlocks:

  • Eligibility for micro-plot allocation (starter site)
  • Access to KhayaMusha Save-to-Own program
  • Basic digital homeownership wallet
  • Priority for rental-income opportunities (backyard rooms)
2

Foundation Tier

"Build Your Base"

Deposit
$2,500 - $5,000
Monthly: $200 - $350

Ideal For:

Entry-level professionals, early-career diaspora, small families

Unlocks:

  • Standard residential plot in upcoming smart city
  • Access to low-cost building starter pack
  • Eligibility for micro-home financing
  • Smart utilities activation (WiFi, solar-ready)
3

Growth Tier

"Step Into Ownership"

Deposit
$10,000 - $15,000
Monthly: $300 - $600

Ideal For:

Working professionals, blended-income households

Unlocks:

  • Medium-sized residential plot
  • Starter home construction financing
  • Access to solar + water package
  • Home design options (2–3 room units)
4

Development Tier

"Build & Expand"

Deposit
$25,000 - $30,000
Monthly: $800 - $1,500

Ideal For:

Diaspora families, business owners, dual-income households

Unlocks:

  • Standard smart-city home (2–3 bedroom house)
  • Solar energy integration
  • Smart home devices (security, monitoring)
  • Access to rental-property extensions (income rooms)
5

Premium Tier

"Live Modern"

Deposit
$50,000 - $60,000
Monthly: $2,000 - $3,500

Ideal For:

Established diaspora families, executives, returnees

Unlocks:

  • Larger plot + premium housing design package
  • 3–4 bedroom modern home
  • Energy-independent: Solar + backup power
  • Landscaping, paved driveway, premium finishes
  • Faster construction timelines
6

Elite Tier

"Legacy Ownership"

Deposit
$75,000 - $100,000
Monthly: $4,000 - $5,000

Ideal For:

High-income diaspora, investors, philanthropists

Unlocks:

  • Prime location in early-phase smart cities
  • Luxury home (4–5 bedrooms) or villa standard
  • Smart-city concierge services
  • Investment property options (townhouses, duplexes)
  • Lifetime benefits + priority allocation for future cities
Why Choose KhayaMusha

How KhayaMusha Makes Home Ownership Possible

Flexible Deposits

Starting at just $500 — making home ownership accessible to everyone

Affordable Monthly Payments

Payments aligned to your earnings — from $100 to $5,000/month

Save-to-Own Models

Save-to-Own & Build-to-Own models for every income level

Diaspora-Friendly

Pay from abroad with international payment options

Digital Tracking

Monitor your progress via Home Wallet app

Smart Cities

Designed for dignity, safety, and growth

Ready to Own Your Home?

Choose your tier and start your journey to home ownership today. Whether you're starting with $500 or investing $100,000, we have a pathway for you.